1. Agreement to Terms
By creating a PaisaKidhar account, logging in, or browsing the platform, you agree to comply with and be bound by these Terms of Service. If you do not agree to these terms, please do not use our services.
2. User Account Security
You are responsible for maintaining the confidentiality of your app password and account details. You agree to notify us immediately of any unauthorized use or security leaks.
3. Premium Subscriptions & Billing
We offer paid subscription plans (Starter, Family) in INR. All payments are securely routed via compliant Indian payment gateways.
- Cancellation: You can cancel your subscription at any time via Settings. You will retain access until the end of the billing period.
- 7-Day Guarantee: If you are unhappy with our service, you can request a full refund within 7 days of initial subscription by contacting support.
4. Financial Disclaimer
PaisaKidhar is a personal budgeting and transaction organizer tool. We do not provide certified financial, tax, or investment advice. The calculated interest tables, EMI schedules, and gold yields are for simulation purposes and should be verified independently.
5. Termination
We reserve the right to suspend accounts that abuse our APIs or violate Indian legal guidelines. In such instances, outstanding subscription balances are non-refundable.